Is It Really Worth Getting Insurance For My Iphone
Think about all the different types of insurance there is; car, home, travel, pet, the list goes on and on. Why do we have these types of insurances? Not only is this to protect ourselves, but it also means that we will be able to afford the cost of fixing, replacing or paying for bills should anything bad happen.
So the same logic should apply for items that we value and hold dearly to ourselves. For example, there are plenty of people who insure specific items around the home that may be particularly expensive or hold some sentimental value. Whether its for protection, financial security, or because of the value you attach to the item, getting insurance for your iPhone is a real no brainer.
Of course like anything, its entirely up to you as to whether you should get iPhone insurance. But the benefits far outweigh any reason to not get this type of insurance. The only reason you could have for not getting this type of insurance is that you may never actually need to make a claim, but isnt that true of all types of insurance? Its too much of a risk to not get iPhone insurance, especially considering the costs you could pay should anything bad happen; these phones are expensive and thats the main reason why you should get this insurance.
Value of an iPhone
If you consider the value of an iPhone, which depending on the model and amount of storage space could be anything from 100 to 600, in the event that you werent covered and you were to lose the phone, then thats another 100 to 600 pounds that youll need to fork out. Not only that but if you consider the value of your contract, this too can be very expensive, between 15 and 70 per month and you can be locked in to your contract for 18 or 24 months.
Lets assume that you didnt have insurance and you lost your phone. One option would be to pay for a replacement phone, or another option would be to buy out the remainder of your contract to then get another deal with a mobile phone provider. Either way, this will cost you a considerable amount of money, which could be avoided with mobile phone insurance.
Dependability
How dependable are we on our phones? Well nowadays, the answer is a lot. Think about all the things we use our phone for; they are no longer used to just make calls. We use them to take pictures, videos, to listen and watch media, to send text messages, emails, to organise our lives, to access the internet, to use different apps and to use social media.
With so many uses, these phones are very important to our everyday lives, so when we lose our phones or they get damaged, its no wonder that some users complain of withdrawal symptoms. Ask any serial phone user and they will tell you that without their phone, theyre lost. Due to the fact that we have become more dependable on our phones means that they have become an integral part of our lives. With iPhone insurance you can ensure that youll get the protection you need so that youll always have a fully functional and working mobile phone without the expense of buying a new one.
Peace of Mind
Above anything else, iPhone insurance will bring you peace of mind; safe in the knowledge that should anything bad happen to your phone you can afford to pay for any damages or get a replacement one swiftly. Some insurance policies are so up-to-date they also include mobile wallet protection meaning that you can claim any money back that was spent on your phone if you had it stolen.
With ever advancing technology and multiple uses of mobile phones its becoming more and more important that we keep these safe and secure. One way of ensuring that is by taking out even the most basic of mobile phone insurance policies.